Cash and voucher assistance

Targeted aid, no app to install

7Grant is a cash and voucher assistance platform for NGOs and government social programmes. Each beneficiary's entitlement sits in a controlled account, in money or in goods. It is released only for approved categories at approved merchants, on terminals they already own, and every transaction becomes evidence for the donor.

  • No app for beneficiaries
  • Existing POS terminals
  • Evidence on every transaction

Why 7Grant exists

Assistance should reach people as it was meant to be used

Nothing new for the beneficiary

People in need should not have to download an app, create an account or wait for a registration event. 7Grant reaches them through what they already carry: the wallet on their phone, a messenger, a phone number or a simple card. That is Zero-Enrolment Delivery.

Rules that travel with the entitlement

Each entitlement carries its own spending rules and enforces them at purchase. The rules belong to the entitlement, not the person, so a strict ration and a flexible allowance can coexist on one beneficiary. We call it a Purpose-Bound Entitlement.

No App, No Hassle for every party

No party in the delivery chain adopts new software or hardware to take part. It is a design constraint, not a slogan.

For beneficiaries

Assistance arrives in a wallet card, a messenger chat, a phone number or a card. No download, no password, and a route for people with no smartphone at all.

For merchants

Acceptance runs on the bank terminal already on the counter, or a light Scanner app. No hardware to buy, no certification, no voucher register to submit.

For programmes and donors

Rules are set once per account and enforced at every purchase. Reports come from the transactions, so evidence exists before anyone asks for it.

7Grant at a glance

The product passport: what the platform is, who it serves and how it runs.

01
Product category
Cash and voucher assistance platform
02
Built for
Humanitarian organisations and government social programmes
03
Beneficiary access
Apple Wallet, Google Wallet, WhatsApp, Telegram, phone number, anonymous card or national identifier
04
App to install
None, for any party in the delivery chain
05
Delivery schemes
Instant payment, e-vouchers, category limits
06
Entitlement types
Monetary accounts and commodity accounts in litres, kilograms and kits
07
Spending controls
Permitted and blocked categories, daily and monthly limits, enforced at checkout
08
Merchant acceptance
Existing bank POS terminal or the Scanner app on the merchant's phone
09
Evidence
Account, merchant, category, amount and time on every transaction, with optional receipt capture
10
Deployment
Hosted, or on-premise inside your own security perimeter
11
Pricing
Quoted per programme; some configurations launch with no upfront cost
12
Operator
PayForSay s.r.o., Bratislava, part of the 7touch.systems family

Zero-Enrolment Delivery

Seven ways to reach a beneficiary

7Grant reaches people through channels they already carry, including routes for feature phones, people with no handset and protection-sensitive contexts.

  1. 01 The programme funds the account. The beneficiary receives a link or is found by identifier.
  2. 02 At the shop, the beneficiary shows a wallet card, a messenger QR, a phone number or a card.
  3. 03 The platform checks merchant, category and limit before any value moves.
  • Apple Wallet

    A programme card saved from a single link. No app store, no account, no password.

  • Google Wallet

    The same card on Android, in the wallet already built into the phone.

  • WhatsApp

    Balance, dynamic QR payment and receipt submission inside a messenger people use daily.

  • Telegram

    The same chatbot flows, plus a two-way channel back to the programme.

  • Phone number

    Spoken at checkout. Works on a feature phone or with no handset at hand.

  • Anonymous card

    A plastic card with no personal data, for protection-sensitive contexts.

  • National identifier

    Where the programme already relies on a state ID, it can identify the beneficiary.

From paper vouchers to controlled accounts

Paper vouchers need no technology. They do carry printing, logistics, forgery and reconciliation costs that a controlled account removes.

Before

Paper, lists and reconciliation

Vouchers are printed and shipped, merchants collect and submit them, and the programme reconciles registers before anyone is paid. Evidence arrives later, as field returns.

After

Controlled accounts, paid at sale

The entitlement lives in an account with its own rules. The merchant is paid at the moment of sale, and the transaction record is the evidence.

How targeted aid moves through 7Grant

From funding a beneficiary account to settling with a merchant and reporting to the donor.

  1. Step 1

    Fund the account

    The programme creates a controlled account for each beneficiary, in currency or in goods, with its own categories, limits and merchants.

  2. Step 2

    Beneficiary identifies

    At a local shop, the beneficiary uses a wallet card, a messenger QR, a phone number or an anonymous card. Nothing to install.

  3. Step 3

    Rules checked, merchant paid

    The platform checks the whitelist, the category and the limit before value moves. The merchant is settled at the moment of sale.

  4. Step 4

    Report from the records

    Each transaction records account, merchant, category, amount and time. The donor report is assembled from those records, not field returns.

See The Full Sequence

Three delivery schemes

Each scheme fits a different kind of entitlement. A programme can run one or combine them on the same beneficiary.

Scheme 1

Instant payment

The beneficiary scans a merchant QR in a messenger. The platform checks the whitelist, debits the targeted account, and the seller is paid in the same moment.

Best for

Open-market purchases at vetted shops

Scheme 2

E-vouchers

Vouchers for specific goods or fixed sets arrive in a messenger or wallet pass. The merchant's existing POS scanner reads them. No printing, no reconciliation.

Best for

Fixed rations, kits and seasonal sets

Scheme 3

Category limits

The beneficiary is identified by any channel. The merchant selects the purchase category, and the platform confirms it against the account's rules and limit.

Best for

Flexible allowances within set categories

Spending controls

Controls enforced at checkout

Restriction happens at the moment of purchase, so a rule is never something to audit afterwards.

01

Permitted categories

An account can be spent only on the categories the programme allows. Anything else is declined at the counter.

Example

Pharmacy and medicine only

02

Blocked categories

Categories the programme excludes are refused at checkout, whichever merchant the beneficiary visits.

Example

Excluded goods refused at the till

03

Daily and monthly limits

Pacing keeps an entitlement lasting as long as it should, instead of being spent in the first week.

Example

Paced across a winter season

04

Commodity accounts

Entitlements held in physical units. Goods are issued against the balance, so the entitlement cannot become cash.

Example

Litres, kilograms or kits

Built for the people who run assistance

7Grant serves the organisations that fund, operate and audit targeted assistance, each with a different job to do.

NGOs and aid operators

Launch targeted assistance without commissioning software, buying hardware, printing vouchers or paying for SMS. Donor reporting comes from the transactions themselves.

Fits

Cash and voucher programmes in functioning markets

Governments

Add targeted delivery to social benefits without replacing the registry, the paying bank or the entitlement. On-premise deployment with transaction-level audit.

Fits

G2P and social protection programmes

Donors

Every purchase leaves a record of the account, merchant, category, amount and time. Traceability comes from the design, not from field returns.

Fits

Restricted funding with evidence requirements

Use cases

Where targeted delivery does the work

Ten programme types where category control, pacing and evidence per purchase change what a programme can promise.

Discuss Your Use Case
  1. 01

    Food assistance

    Through local shops, with category control, monthly pacing and evidence per purchase.

  2. 02

    Refugees and displaced people

    For people without documents, bank accounts or a fixed address, including anonymous channels.

  3. 03

    Winterisation

    Fuel, heating, clothing and bedding, paced monthly so the entitlement lasts the season.

  4. 04

    Medicine and pharmacy

    Restricted to pharmacies and medicine categories, with no cash conversion.

  5. 05

    Water and hygiene

    Denominated in litres and hygiene kits, holding value under price movement.

  6. 06

    Child and school support

    Children's goods, school supplies and uniforms, in seasonal windows.

  7. 07

    Cash-for-work

    Pay participants without bank accounts. Attendance upstream, payment and evidence downstream.

  8. 08

    Rapid emergency response

    Stand up assistance in days by removing enrolment, device fleets and card issuance.

  9. 09

    Energy and fuel support

    Whitelisted stations and permitted categories, with quantity or value limits.

  10. 10

    Agricultural inputs

    Seed, fertiliser and tools through vetted agro-dealers within planting windows.

Paper vouchers compared with 7Grant

Where each approach puts the cost, the risk and the evidence.

What must be produced

Paper vouchers
Printed vouchers and their logistics
7Grant
A link, or a record found by identifier

What the merchant needs

Paper vouchers
A way to collect and submit vouchers
7Grant
The POS terminal they already own, or the Scanner app

How restriction works

Paper vouchers
Fixed on the paper voucher
7Grant
Categories, limits and merchants enforced at checkout

When the merchant is paid

Paper vouchers
After reconciliation of redeemed vouchers
7Grant
At the moment of sale

Forgery exposure

Paper vouchers
A standing cost of paper
7Grant
Only whitelisted merchants can receive funds

What the donor sees

Paper vouchers
Field returns and voucher registers
7Grant
Transaction records with account, merchant, category, amount and time

When to choose something else

Unrestricted transfers

Bulk mobile money is the strongest rail when value is meant to be unrestricted once it lands in the wallet.

Broken markets

When local markets cannot supply the goods, in-kind distribution is the right answer.

One system for everything

Dedicated CVA platforms cover the whole cycle from registration to reconciliation. 7Grant inverts that model.

Compare All Alternatives

How programmes are priced

7Grant does not publish prices. Cost depends on the programme, and one configuration removes the upfront cost entirely.

Per programme

Quoted

Every programme is scoped on its caseload, schemes, channels and deployment. You get a quote for your programme, not a price list.

Request A Quote
Commission model

No upfront cost

In some configurations a programme launches with no upfront cost, funded by a commission on transactions.

Discuss Your Programme

Last updated

Glossary

Three terms 7Grant is built on

7Grant's own terminology. These terms stay in English in every language.

Commodity Account 7Grant term
An account denominated in physical units rather than currency, such as litres, kilograms or kits. It is discharged by issuing goods and cannot be converted to cash.
Read in the glossary
Purpose-Bound Entitlement 7Grant term
An entitlement that carries its own spending rules, enforced at purchase. The rules belong to the entitlement, not the person.
Read in the glossary
Zero-Enrolment Delivery 7Grant term
Reaching a beneficiary without a registration event, using channels the person already carries.
Read in the glossary

FAQ

Frequently asked questions

Short, direct answers. Each links to the page with the detail.

What is 7Grant?

7Grant is a cash and voucher assistance platform for humanitarian organisations and government social programmes. It holds each beneficiary's entitlement as a controlled account, releases it only for approved categories at approved merchants, and records every transaction as evidence for the donor.

Do beneficiaries need to install an app?

No. Beneficiaries reach assistance through Apple Wallet, Google Wallet, WhatsApp, Telegram, a phone number, an anonymous card or a national identifier. There is nothing to download and no account to register.

How do you restrict what beneficiaries can buy?

7Grant enforces rules at checkout. Each account carries permitted categories, blocked categories, and daily and monthly limits. Commodity accounts hold entitlements in goods, such as litres or kilograms, so they cannot become cash.

Do merchants need new hardware?

No. Merchants accept 7Grant on the bank terminal they already own, or with a light Scanner app on their own smartphone. There is no hardware to buy, no certification and no voucher reconciliation.

What evidence does the donor get?

Every transaction records the account, merchant, category, amount and time, with optional receipt capture. Donor reports are assembled from those records rather than from field returns.

Can 7Grant run inside our own infrastructure?

Yes. 7Grant can be deployed on-premise inside your security perimeter, with the database isolated from external networks and personal data remaining in your jurisdiction.

How much does 7Grant cost?

7Grant does not publish prices. Cost is quoted per programme. In some configurations a programme launches with no upfront cost, funded by a commission on transactions.

When should we choose something other than 7Grant?

When the transfer is meant to be unrestricted, bulk mobile money is usually the stronger rail. When markets are broken, in-kind assistance is the right answer. The compare section sets out each alternative honestly.

Plan a targeted assistance programme with 7Grant

Talk to us about a programme, procurement, security documentation or a pilot.

Talk to Us

Or write to info@7touch.com