How it works

How 7Grant delivers targeted aid

7Grant runs in four moves. The programme funds a controlled account for each beneficiary. The beneficiary identifies at a local shop through a channel they already carry. The platform checks merchant, category and limit, then pays the merchant at once. The donor report is assembled from the resulting transaction records.

  • Four steps
  • Three delivery schemes
  • No app for anyone

Last updated

Four steps from funding to evidence

What the programme controls and what the beneficiary sees at each step.

  1. Step 1

    Fund the account

    The programme creates a controlled account for each beneficiary. It can hold currency or physical units, and it carries its own categories, limits and permitted merchants.

    Programme
    Sets the rules once per account
    Beneficiary
    Receives a link, or nothing at all
  2. Step 2

    Beneficiary identifies

    At the shop, the beneficiary uses whatever they already carry: a wallet card, a messenger QR, a phone number spoken at the counter, or an anonymous card.

    Programme
    No enrolment event to organise
    Beneficiary
    Nothing to download or register
  3. Step 3

    Rules checked, merchant paid

    Before value moves, the platform confirms the merchant is on the whitelist and the purchase fits the category and the limit. The merchant is settled at the moment of sale.

    Programme
    Rule enforced, not audited later
    Beneficiary
    Buys at a familiar local shop
  4. Step 4

    Report from the records

    Every transaction stores account, merchant, category, amount and time, with an optional receipt photo. The donor report is built from those records.

    Programme
    Evidence exists before it is requested
    Beneficiary
    Can send a receipt from the chatbot

Three delivery schemes

Each scheme is an ordered sequence at the counter. A programme can run one, or combine them on the same beneficiary.

Scheme 1

Instant payment

The beneficiary scans a merchant QR in a messenger. The platform checks the whitelist, debits the targeted account, and the seller is paid in the same moment.

  1. 1 The beneficiary opens a messenger and scans the merchant's QR code.
  2. 2 The platform checks the merchant against the programme whitelist.
  3. 3 The platform debits the beneficiary's targeted account.
  4. 4 The seller is paid in the same moment.

Best for

Open-market purchases at vetted shops

Scheme 2

E-vouchers

Vouchers for specific goods or fixed sets arrive in a messenger or wallet pass. The merchant's existing POS scanner reads them. No printing, no reconciliation.

  1. 1 The programme issues vouchers for specific goods or fixed sets.
  2. 2 Each voucher arrives in a messenger or as a wallet pass.
  3. 3 The merchant's existing POS scanner reads the voucher.
  4. 4 The goods are issued. There is no printing and no reconciliation.

Best for

Fixed rations, kits and seasonal sets

Scheme 3

Category limits

The beneficiary is identified by any channel. The merchant selects the purchase category, and the platform confirms it against the account's rules and limit.

  1. 1 The beneficiary is identified by any channel, including a phone number or card.
  2. 2 The merchant selects the category of the purchase.
  3. 3 The platform confirms it against the account's rules and limit.
  4. 4 The purchase is approved, or declined at the counter.

Best for

Flexible allowances within set categories

How to choose a scheme

Start from the entitlement and the phones people carry, not from the technology.

  • 01

    Choose instant payment

    When beneficiaries have smartphones and shop at vetted merchants across open categories of goods.

  • 02

    Choose e-vouchers

    When the entitlement is a fixed ration, a kit or a seasonal set that should arrive as goods, not money.

  • 03

    Choose category limits

    When some beneficiaries have no smartphone, or the programme allows flexible spending within set categories.

FAQ

Questions about how 7Grant works

Short, direct answers. Each links to the page with the detail.

Can one beneficiary use more than one scheme?

Yes. In 7Grant one person can hold several accounts with different rules on each, so a strict ration and a flexible allowance can coexist on one beneficiary.

Which scheme works without a smartphone?

Category limits. The beneficiary can be identified by a phone number spoken at checkout or by an anonymous plastic card, and the merchant selects the category.

What happens if a merchant is not on the whitelist?

An unlisted merchant cannot be paid at all. Removal from the whitelist takes effect immediately.

When is the merchant paid?

At the moment of sale. There is no register of redeemed vouchers to assemble and submit first.

Next step

Map your programme onto the right scheme

Tell us about the entitlement, the caseload and the markets. We will show which scheme, or combination, fits.